Dear Mr. Warren Buffett, Please change your short sale guidelines with 21st Mortgage. Allow seller's who have second liens on their properties to move forward with a short sale instead of insisting on making the the same percentage as the first lien holder. If my seller's had $22,000, they would not be in a short situation in the first place. You are forcing Americans into foreclosure and making people dependent on the government. There are many websites allowing people to vent about how upset they are with your company.