I would like to know where my gift cards are that I was to get by signing up for account assure. I was to get one from peebles and bon ton. can some one look into this and send me a email to [email protected] it's been a month. These gift cards were to be 20.00 each and for me waiting so long I feel you should send me out 40.00 each not 20.00. I don't feel I should of had to wait all this time. Thank you
Patricia laden

I JUST FINISHES ACTIVATING MY HSN CREDIT CARD VIA PHONE RECORDING WHEN I WAS SUDDENLY REDIRECTED TO A SALES REPRESENTATIVE OFFERING TO GIVE ME A FREE $20.00 GIFT CARD IF I SIGNED UP FOR SOMETHING CALLED ACCOUNT ASSURED PROMISING IN THE EVENT OF BECOMING UNEMPLOYED THEY WOULD PAY MY "REMAINING BALANCE OFF". I WAS FIRST TOLD THAT THAT THE CHARGE FOR THIS INSURANCE WOULD BE 1 DOLLAR FOR EVERY 100 DOLLARS ON MY REMAINING BALANCE EACH MONTH, HE SAID THERE WAS NO ENROLLMENT CHARGE, AND I COULD CANCEL AT ANYTIME. HE WAS SPEAKING AT SUCH A FAST PACE THAT AS I WAS TRYING TO FINISH PROCESSING THIS INFORMATION HE WAS ALREADY SAYING LETS GET YOU STARTED AND ASKING ME FOR MY 16 DIGIT ACCOUNT NUMBER. THIS WAS THE FIRST RED FLAG. SO I WANTED TO ASK A FEW MORE QUESTIONS. I ASKED HIM TO CONFIRM WHAT THE CHARGE WOULD BE IN TOTAL IF I AGREED. HE SAID IF I HAD AN OUTSTANDING BALANCE I WOULD BE CHARGED AS WE HAD DISCUSSED EARLIER. SO TO VERIFY THIS I SAID IF MY ACCOUNT HAS A $200 BALANCE THEN THE CHARGE WILL BE FOR $2.00 CORRECT? HE THEN STATED THAT THAT WAS INCORRECT AND TOLD ME THAT I MUST HAVE MISUNDERSTOOD, THE CHARGE IS $1.00 FOR EVERY $50.00 SO MY INITIAL CHARGE WOULD BE $4.00 NOT $2.00. THAT WAS THE 2ND RED FLAG BUT AGREED TO THE TERMS ANYWAYS. HE SAID I HAD 30 DAYS TO CANCEL AND I WOULD BE REFUNDED SHOULD I DECIDE TO NOT KEEP THE INSURANCE. SO I FIGURED I WOULD HANG UP AND CHECK REVIEWS. I HAVNT FOUND 1 GOOD REVIEW YET! SO I WILL CANCEL ASAP. HOPEFULLY WITHOUT A PROBLEM. IT IS VERY OBVIOUS THAT THESE REPRESENTATIVES GET COMMISSION ON THESE AGREEMENTS AND THEY USE THE $20.00 GIFT CARD TO GET YOUR ATTENTION. ALSO HEARING THE WORDS YOUR BALANCE WILL BE PAID OFF IN THE EVENT OF BECOMING UNEMPLOYED OR INJURED SOUNDED GOOD AS WELL. BUT AS WE ALL KNOW IF IT SOUNDS TOO GOOD TO BE TRUE IT MOST LIKELY IS AND NOTHING IS FOR FREE. I SHOULD OF USED MY BETTER JUDGEMENT AND NOT AGREED TO THIS SCAM AND SHAME ON HSN AND MANY OTHERS THAT PUSH THIS RIDICULOUS SCAM ON PEOPLE THAT DONT KNOW BETTER OR THINK THEIR GETTING GOOD PROTECTION WHEN IN ACTUALITY THEY ARE PAYING MORE MONEY FOR SOMETHING THAT DOESNT EVEN HOLD UP THEIR END OF THE DEAL WHEN ITS THEIR TURN TO DO SO, OR ADDING THIS TO PEOPLES ACCOUNTS WITHOUT THEIR KNOWLEDGE IS JUST WRONG. AND NOT HAVING IT CLEARLY LISTED AS A CHARGE ON THE BILLING STATEMENT SHOWS THAT THEY ARE NOT TRUSTWORTHY AND HOPING PEOPLE WONT NOTICE A FEW DOLLARS HERE AND THERE WHILE THEIR GETTING RICH. ALSO FORGOT TO MENTION THE 3RD REG FLAG. AFTER HE GOT ME TO AGREE TO THIS INSURANCE SCAM HE SAID NOW THAT WE HAVE YOUR HSN ACCOUNT PROTECTED LETS GET YOUR IDENTITY PROTECTED FOR 99CENTS THE FIRST MONTH AND 14.99 A MONTH AFTER THAT DO HAVE YOUR CONSENT TO CHARGE YOUR ACCOUNT 99 CENTS? THANK GOD I DECLINED. BUYERS BEWARE. ALL I WANTED TO DO IS ACTIVATE MY CARD NOT HAVE SOMEONE TRYING TO SELL ME SOMETHING AND WASTING MY TIME. SOMETHING NEEDS TO BE DONE ABOUT THIS. I AGREE WITH JULLBULLY SAID ABOUT NOT EVEN WANTING TO HAVE A CARD THAT OFFERS ACCOUNT ASSURED BECAUSE IT SHOWS THEY DONT CARE ABOUT THEIR CUSTOMERS GETTING RIPPED OFF WITH THESE SCAMS. I WILL PAY MY REMAINING BALANCE, CANCEL THIS PLAN AND THEN CANCEL MY CREDIT ACCOUNT WITH HSN. (WHO ADVERTISES THIS SCAM ON THEIR CARDS BY SAYING UPON REGISTERING YOUR CARD FIND OUT HOW YOU CAN GET A FREE $20.00 GIFT CARD).

My 93 year old aunt has a HSN (Home Shopping Network) credit card with something called Account Assure, which costs her almost two percent a month, 24 percent a year, for pay-off insurance on that HSN credit card. That is in addition to HSN/Comenity
Capital Bank "standard" 26.99 percent annual interest charges.

That means her credit card balances are charged about 51 percent in interest and fees per year, or more than 4 percent
a month!

The Mafia, in the old days, has been reported to have charged less!

Shame on HSN! Shame on people who work for, and help, HSN take such severe advantage of our elderly relatives and friends!

I have an account assured for my avenue credit cared and in mid December I first notified them and got at benefit number and them mailed them all my documents with the benefit number listed on each document. I then made a call to them on December 28th 2012 to find out the status of my case and was told that they had not received anything nor do they show anything as me having a case. The benefit # i provided is not correct and I advised them that it is from a letter that they sent me so how could that be, Well after a very long and frustrating conversation with several persons I eventually spoke with a young man who advised me that the best thing to do is to re file and that he would send me a new form and that he would also give a $25 courtesy credit to my account in the meantime thanked him and told him ok. On 1/4/13 received the form completed it and faxed it over this time on 1/8/2013 to the 888=633=0674 # with the new benefit # they provided on 116/2013 they advised me that my case was approved and that my account would be credited within 7 business days by electronic check. I waited for 7 days and called as I did not see anything in my account on line = the lady told me that it would be there by 2:00 pm that Friday 1/23/2013 so I thanked her and hung up. On 1/28/2013 I checked my account and it was not there so I called Account Assure and spoke with the Manager - Greg - I told him that its 9 business days and I have a letter stating that it would be 7 so why is it not there - he started to tell me that there is something that they received on the 22nd in the mail and that he need to check it so i told him that I have this letter that states it has been approved and then he said that he would call me back before he hung up I asked what was it that he received on the 22nd went to check and he could not tell me as it did not show anything. He said he would find out and call me back later with both answers as to what and when the money would be deposited. As far as I am concerned Account Assured is not really assure and reliable as they say one thing and do not come through The $25.00 that they said they were going to give me I am still wait on and as a result of them not making the deposit of the money in a timely manner I am now being charged a late fee on my account. I would have made a payment to my account if I had known that they were not going to make they payment on time as they had stated in their letter.
This is not right and someone should do something about this.