Not because it's fair, but because they can.
Three Hundred Ninety Two dollars for a $3.57 overdraft.
As a disabled person getting paid once a month, I tried to reason with them.
They credited 3 of the 14 OD charges they assessed my account .
A full 25% of my May disability check disappeared ...
Not because it's fair, but because they can.

You're the one that opted-in to receive these overdraft fees in the first place deciding that the ability to overdraft $3 is worth the cost of overdraft fees the bank disclosed to you. Someone who is not working should have ample time to balance their checkbook and avoid this predicament in the first place. Better yet, why don't you take your computer/ photoshopping skills so beautifully displayed here and get a job instead of wasting tax payers hard earned money.