WHEN DOES IT ALL STOP!!

I have been on three separate modifications for a total of 18 months-
Feb. 09 through May 2010; and to make matters worse, we were just denied. Citi lost our paperwork 6 months into the processs, removed us from their Citi Mortgage mod. and placed us on the HAMP; all the while we were good borrowers (making our payments on time, jumping through hoops giving them everything they'd ask for even when we knew we just sent it the previous day) being compliant so we wouldn't lose our home. And what do we get in return? Offered us a forbearance of a downpayment that was ridiculously high and a monthly payment that we couldn't pay if we had 4 jobs! What Citi Mortgage is doing to its borrowers is scandalous and something needs to be done! We all post our coplaints here, WHAT NEXT?

Since my postings a number of us have shown an interest in initiating a class action suit for their unfair and illegal truth in lending practices.

I have initiated a class action suit and have gotten many responses on here.

I to am in the same boat as the rest of you.
Their unfair and illegal truth in lending practices are gonna catch up with them.

I Have an attorney taking the case on a contingency basis and there will be no out of pocket expenses just to talk with him.

THE MORE WE ARE, THE STRONGER WE ARE!!!

if you are interested

Contact:
Seth Kolton
Weiss, Handler & cornwell
2255 Glades Rd
suite 218A
Boca Raton, FL 33431
561-997-9995
[email protected]
refernce class action suit
James Hirschfeld

Citimortgage owns my mortgage. I have NEVER been late on a payment. I ALWAYS pay between the 1st and the 15th. Citi now calls me to tell me to pay before the 15th or I will incur a penalty.

Stop already. I know this and I pay on time EVERYTIME. Stop calling me and harassing me. Enough.

I have reached the end of my Rope with Citi Mortgage having had my mortage with them since 2006' and a customer in very good standing I honestly could kill the person or people that continue to call me YES 4 to 6 times a day, morning noon nite, while I am at work home driving I at first thought they had the wrong person NO they are simply harrassing me and in the state of california there are some prettty strick consumer protection laws How do we ban together in a class action law suit to fry these people. I am a very conservative business man and do not want the Govt in my life but what do I do seriously I am getting dangerous over the anger this continues to build If I could find another loan company and refinance I would do this tonite I cannot stand this company and the people that they have doing their work for them. Who is this CEO that one guy says he calls every day and screams at if anyone ouot there can offer me advice or help Please email me tonite [email protected]

Where to start, we purchased a new home in Jan. of 2007 and the loan was sold to Citi Mortgage. At the time we received a 6% interest rate and thought that was great. As time went on our mortgage payment kept rising and I was shocked because we got a 30 year fixed FHA loan. Anyway Oct. 2008 I got furloughed from my jobe due to the "economy meltdown" and was out of work for 2 years.

Now, what makes this so interesting is that Citi allowed me to stay in this house for all that time and not until March of 2010 did they start working on a loan modification. I was still unemployed and I told Citi that I was going back to work in 3 months per my job, Union Pacific RailRoad. They told me that I had to sign the paper work now or they would not do a loan modification. Once I got back to work I was already 3 months past due and I tried to make the payments to catch up but couldn't.

The loan that was modifide, took my balance from $147K to $190. They gave me an interest rate of 5.75% but took all past dues, legal fees, admin fees, and all other charges and rolled them into the loan. I felt trapped because like I said, I was not working, I had no job and I had to keep a roof over my families head.
I applied for a short sale and they said yes and after my realtor came out and took pictures and put the house on the market, TWO WEEKS LATER MY REALTOR RECEIVED AN EMAIL SAYING THE SHORT SALE IS CANCELED AND THE HOUSE WILL GO TO FORECLOSURE SALE THE NEXT DAY AT 9 AM. I only found out because my realtor called me while I was out of town at work.

Now, that's been about 5 months ago and I contacted them to see if Citi would be willing to work something out. I received an email from a customer care rep. who gave me a series of numbers that did not work and I ended up leaving messages for a lady who worked with a collections law firm for Citi. THE NEXT DAY THE COUNTY SHERIFF'S OFFICES DELIVERED EVICTION PAPERS. I have a court date set for Aug. 4th @ 1:30 pm.

No one will touch me now as far as buying any kind of home and rent me anything without asking for a crazy amonut of money. I really hate corporate America as they have proven that they will sale their souls for money and don't care who they hurt in the process.

Damn them all to hell.

Wesley W., Texas

The claim that an affair is good is just dumb. If you are single and date a married person you will end up with a broken heart. If the person is not willing to leave their spouse first, they do not intend to leave. Would you really want someone who cheats on their spouse?