Well I got a meeting with a lawyer on Mar 16th to see about filing a Class Action against Citifinancial I can't wait I just hope this man can and will help. I'm in Canada so when and I say when because I'm hopeful I get the class action going I will post the info here.

One thing people don't realize and I just found this out is that the amount your borrow is doubled before they even start interest and they don't tell you that. My son's friend is a finance person and he said that he would guess that they have charged me over a 120% on the amount I borrowed and he just did a quick figure. If you borrow $7000.00 to is actually a $13000.00 loan because they add almost 100% of the amount you borrow to the loan and call it the "cost of borrowing" amount, than they charge you 30% interest on top of that. They tell you that if you pay the equal payments they provided in the time period they provide it will be paid off but this is not possible since they charged additional interest so at the end you still owe money they will lie and say NO but its true. We need to put these people out of business please make sure you tell anyone your know what they are like and tell them not to go to them for a loan.