I watched an infomercial one night didn't call for about 6 months but really needed a car so i calledl the number they provided. Crazy 88, 88 dollars down 88 a month. A lady called Andrea from Capital auto loan financial she told me I qualified for a loan for up to 22,000 dollars to go towards any car on the lot at U.S.A auto sales in Houston Texas. I get excited it sounded ligitament. She said my income qualified me and I did not have to put anything down I asked her several times just to make sure I heard her right. Yes sir Mr. Lynd you don't have to bring any money. OK what about TT&L? No sir Mr Lynd you don't have to bring any money. And I asked again are you sure she said yes again and she would give me a 50.00 gas card since it was an 80 mile round trip. When I get there talk to JP at U.S.A auto sales in Houston Texas. So my wife and I get up and make the drive. We get there and JP was not there yet so another guy starts filing out paper work for us he says I have two choices either pay TT&L or get a co signer and my payments will only be 200.00 a month . and I ask what happened to the crazy 88 deal . I say I just want to deal with JP. So my wife and I go wait out side . after about 5 minutes a small SUV drives up a man gets out and starts dressing and putting on his shoes. My wife turns and says I bet that's JP. The man finishes dressing and walks in the side door so my wife and I go back inside. And my wife was right the man was JP . We go back to where we were sitting we intro duce our selves and JP tells me the same thing the other guy had told me I need a co signer or pay TT&L either way my I have to put something down and not 88.00 but between 200.00 to 1500.00 and my notes will be 200 a month. I asked him to call Anders and he told me to càll her . he had nothing to do with her. I did and got no answer. Then he proceeded to tell me he was the bank and there was no way in hell he was going to let me or anyone else drive off without putting money down and it would have to be a lot more than 88.00. So I asked my wife are you ready she said yes and we left. I have tried to call this anderia lady all day with no reply. So all in all CRAZY 88 and U.S.A auto sales in Houston Texas is a BIG SCAM!