I received a letter today from CRB attempting to collect a debt of $74.95 from a VISA charge (I don't have ANY credit cards) for a company that I never did any business with. I noticed in other complaints listed here that "Paul Snyder" is a popular character with this company and when I asked to speak with him, he wasn't "available". Instead I was placed on hold and the same person (I recognized the same voice) by another name offered to assist me. I briefly explained the situation and I was told to go to the police. Once they receive the police report, they will write off the debt. I'm certain that they are hoping I will just pay the "small" amount and move on. I will be taking this to the police as well as the postal inspector and see what happens.

Sally in Pittsburgh, PA

If the credit card charge is from the same year, you may be able to file a police report. In my case with CRB, I wasn't because they came after me about a fraudulent charge that happened a year or two before and my local PD said I could not file a report for a past issue. Also, they stated that it sounds like CRB is trying to place the burden of proof on me. They sensed it was a scam.

Anyway, follow up on it, communicate via certified mail and record any phone calls you make to CRB or receive from CRB and let them know you are recording the calls. Do not leave it unaddressed. CRB will put a negative entry on your credit report. I know from personal experience with them. It took me about 3 - 4 months to get it removed after I discovered it. I sent CRB iron clad information that proved the debt wasn't mine and they removed it and closed the collection. If you cannot file a police report, get all of your supporting information together. Also have CRB confirm exactly who the debt is from, dates, amount, where was it charged, what card, the card number, etc IN WRITING. They must provide this information to you.

Good luck and take care of it ASAP.