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Credit Acceptance
United States
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Consumer complaints and reviews about Credit Acceptance
Doly
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Mar 10, 2012
False reports
The company is reporting inaccurate information to the credit bureaus. They are reporting that I was late with my car payment on December 2010 and January 2011. This is not true, I have never being late on my car payments. I actually pay my car note ahead of time. I noticed the errors January 2011 when I requested a print out of my account and I noticed the late payments that was charged and removed. I called and was ensured that it was not reported to the credit bureaus. When I pulled my credit report in April 2011, I noticed that on credit report it was reported that I was late also 90 days (December 2010, January 2011 and February 2011). I disputed it with all three credit bureaus and I called the company and disputed it with them also. When my TransUnion dispute came back as not changed in April 2011, I contacted the company and left a message for a manager. A manager called me in April 2011 and informed that the information has been changed on their company to reflect that I had no late car payments. He also assured me that it has been updated with the credit bureaus and my credit report will not show any more late payments. I applied for a credit card and was denied, when I pulled my TransUnion credit report, it was still reporting late but this time it was reporting 60 days late (December 2010 and January 2011). I called the company on Monday May 16, 2011 no managers was available so I left two messages asking them why they are still reporting false information to the credit bureaus. Nobody has called me back. I spoke to a TransUnion manager who informed me that the company is still reporting my payments has being late. Every time I call, there is never any managers available.
Mmahan19682000
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Mar 10, 2012
False reports
was this ever resolved if so how?
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