I suppose to pay off my loan in full on the 15th of june that was the arrangement when I call them they told me that my acct is closed and it was sent to collection name customerzardem@com and when email them they never respond back to me so call to the loan company to ask for the number they told me there was no number thats crazy so the email they gave me is not real or the loan company I wouldnt use them for nothing so I closed acct something is not right with both of these companies I think they are trying to take more money out of people acct they are fraud and something needs to be done.

Engaged Cutter Group LLC in Sep 11 for short term payday loan. Refinanced at first pay down date, and a second time. After that needed to talk to cust service. The phone rings and rings and rings forever. Finally, a msg comes on saying to leave a msg with call back number. Did that repeatedly. No one ever called back, despite the had my contact info. Debited bank acct again, running up nsf fees. NEVER could get them to pick up phone! Zero customer service. Sent acct to zardem.com. Told them I was going to file complaints if they didn't work with me to pay down balance. They couldn't care less. Use at your own risk.

I dont know who these people are and where they came from but I will hire a lawyer, because I gave NONE OF MY INFO!! And how they got it is beyond me... But they got the right one, I'll fight this tooth too nail. Watch me...!!!