This insurance company uses third party claims adjusters.These people use every dirty trick in the book to denie your claim so they can line there pockets with bonuses from denying valid claims.They screen there calls and ignore your calls on purpose to get u mad and upset.They dont care about anything but proffits for there share holders.They will let you lose everything and then laugh at you.These people did me dirty like no other company i have ever delt with i am so mad the way they treated me i wont stop until i get justice.I want the world to know the truth and to warn anyone who is thinking about dealing with this company dont do it.They are liers and they will take your money and if god forbid some thing happens you think your covered think again your money is gone denied get a lawyer.This company is dirty if you ever have to deal with them get a lawyer rite away its your only chance to get help from this racketeering criminal syndicate.There are hundreds of complaints if not thousands against this company