I just recently went out to check my credit scores on credit karma. I realized that they only reported on Equifax and Transunion. So I decided to go out to and get my free annual credit report, just to get my Experian information. My credit score is 45 points lower than both of the other reports, and the information hasn't been updated since 4/15. Very frustrating for a person who is trying to clean up there credit and improve their score. There are a lot of companies using Experian over the other reports, and it's not fair at ALL. Your screwing me over!

I recently went to my credit to apply for a loan and was turned down. My problem is with Experian. The person at the credit gave me a credit score from Experian and then when they sent me the letter of why they turned me down they gave me a different credit score. I went to a different lender the next day and low and behold they gave me another different score from Experian. These scores and I have credit tracker on a credit card and they show another different Experian credit score. The Experian credit scores are 50- 100 points lower than the other credit reporting agencies. How in the world can they have four different credit scores for the same person? Experian is hurting our society and hurting our economy in their bid to control peoples chances of getting a loan and who knows what their real credit score is. If businesses want to increase their business they need to eliminate the use of Experian Credit Scoring. I am thinking about starting a lawsuit against them for unfair credit reporting. Why do we allow this to happen in this country??