This just happened to me today! I know I have taken out a Cash Advance here and there, but I am very careful to print the documents and save any e-mails back and forth in a special file. This group use intimidation and threats and sound like they are smiling through their teeth as they work their scam. They even called me back 6 hours after their first attempt and now I just keep hitting redial and hope I burn through their minutes. One, who called himself Ronny was surprised when I told him I had filed a complaint with the FBI---oh, no! why did you do that to me? and then when our conversation was over he said, "God Bless You!" the gall!