I also have been charged for the 3 credit reports and did not see there was an additional $24.95 charge for this I also canceled me membership on the 7th day of the 7 day 'free' trial but was still charged $14.95 that month, it took 20 minutes on the phone to get the $14.95 credited back in 7-10 business days. I believe I could have missed some type of fine print about the charge to see all 3 reports but this company is still not deserving of part of my paycheck. I will not do this again.