I know these people are contacting me about defaulted student loans. I cannot pay them. I called Sallie Mae to negotiate payment, pointing out that I have no contract with anyone but them. After several calls from GRC--whose employees were interested more in bully tactics than in conversation--I sent a letter via Certified Mail demanding no further telephone contact, and that any further communication be only in writing.

The letter was acknowledged, and the calls continued. I then contacted the Attorney General where I live. According to him, GRC denied all. The calls did stop, however--and I never did get the written communication I'd requested. Now the calls are starting again. No message left; just air if I answer). I AM willing see what we can negotiate. I've read from various sources that they have been successfully sued for ignoring requests to stop calling (and failure to follow up in writing); elsewhere I've read that suing them is futile.

If I were to sue them, it would not be for money; it would be to get them to comply with the law (although I could use the settlement to make them an offer..!).

Not sure what to do at this point. They ignore Certified Mail; they lie to the SAG.

The problem is, What Money? I did what I was supposed to do, go to college, get a job and work my ass off... I have only been able to barely afford a car and a place to rent. Month to month we struggle and are going pay check to pay check. I have a 5 year old girl and a fiance that is unemployed still ( 1 year and not for lack of trying!!) Cry babies? Oh and BTW PAID, IS SPELLED PAID, NOT PAYED ITTRUE. Really? Both my fiance and I have lost our jobs over the last three years and it took a long time just to be able to keep the bills paid. The company I work for now (after I was finally able to get a permanent job) has cut bonuses, doubled insurance cost to the employee and cut any other benefits. Example, they used to buy us lunch on the 16 hour days for month end. Now they don't and we are eating our ramen soup because we get our 15 minutes break and get back to work so we can get 6 hours of sleep. Salary rhymes with Slavery and in my experience, it is the modern way for companies to buy you 24 hours a day 7 days a week. And thanks to our economy they get us to give up our shreds of life for a bargain price... Exactly what we were told the minimum we would be paid if we spent all this money on school. I haven't been and am not able to spend my $80 a month disposable income on a loan that I can not afford. It's like buying a ferrari when all you can afford is a KIA. Tired and ready to die. 32 years old.