I applied for a credit card to build my not si good credit and unbeknownst to me, this online merchandise card arrives in the mail. I threw it away. I has no idea that horizon took my bank info and started charging my account monthly. They are too much! When I found out that they had been taking about 36 a month. I called tjeir company only to be told that I have to file a police report to bd able to get the charges reversed back to my account. Th hey told me that yjere was a monthly fee and that I was responsible for those fees. I told them I never used the card they t o ld md that it was not canceled until the day I called to complain. So they credited my acct for one month. Not the other 4 months . I want to file a lawsuit against this fraudulent company.

Thanks everyone for posting your comments about this scumbag company.
Anytime you get an offer that seems too good to be true, type their business name in your search box and get the info about them before you get scammed by them.
Good luck to everyone.

I too have been scammed by these people. They sent me an email but you can vet your sweet rearend I will be calling them today to cancel this supposed crediting card. I hate scamming and liars and they are both.

I so glad I read these reviews. Thank god the Internet can be used for something good like warning people of scams like this!

I paid $79.95 for this supposed credit card. I went on-line and saw that the services that they provide are not even worth paying for. You have to "double-pay" in order to get the information that they claim you get for free, i.e., credit reports, roadside assistance, cash advances, supposed discounts on gas - PLEASE!!!

I was able to access one of their crappy websites before I got the card in the mail and I knew that this card was something I wanted to cancel right away. I tried calling them and was directed to call back during the week. When I did so, I got the run-around and was told that Horizon Gold was just as good as Walmart, Sears, Target (whatever!) I received my card about 20 days into this mess and tried to cancel. I was told that since the account was open for about 20 days, I would only get a refund of $34.95! I did not even use their services, the website for their on-line store is a bunch of sh$%!!! This is a total scam. Don't fall for it or take it if they have done you wrong! Fight back! That's what I'm doing. I am going to expose this company for what it really is. Horizon Gold should have just given me back a full refund. ---Let the games begin----

I just got their email offer and thought I'd read up on it. Thanks to all for posting