"they just charge my credit card with out telling me that they were charging me for"

You are required to acknowledge that you have read and understood the part that explains the charge.

i was charged for services not rendered on 31-1 -2010 they charged my acct. 14 95 US dollars. I do not ever remember that I have placed an order for such sevice

I agree, they just charge my credit card with out telling me that they were charging me for a last year service that I never used It is a scam. It is a very bad business practice. Now I am waiting for the refund but i will posted if I get it or not. So far looks that I lost it.