I'm expecting a refund from the IRS at the funds have already been released to me. But the money network card will not release the funds. So, in other words the IRS has given me the refund, but MetaBank will not receive the refund for 3 to 5 business days. This is ridiculous! If the money has been released from the IRS I should have access to it, but since this card has a business time of three to five business days they will not release my funds. I will not be using this card, this money network card next year for my taxes it's a waste of time and refunds never hit your account when they're supposed to