I am not only in my foreclosure with Nationstar but also GMAC . I started with GMAC as the server we thought then in Jan 09 we got a letter saying Nationstar would now be our server and at the bottom in small print it said Fannie Mae owns your loan but for 3 yrs Gmac has been trying to foreclose on the house. My husband and myself went to the very first hearing there was and to our surprise and the Judge the plaintiff wasn't there ( GMAC ). I was being billed by Nationstar and being offered HAMP yet GMAC was taking me to court. The loan numbers on Nationstars paper work was not the same as the loan number on GMAC's paper work. We were told if we want to keep the house we would have to file Chapter 13. Still as of this moment we do not know who owns the loan. We have a trial in April. My legal aid attorney wants me to file banckrupcy before April. I am so confused. We seemed to be getting it from all sides and the company who got us refinanced in 07 was closed a month later with a $ 3000.00 difference in what was paid. Thomas Jefferson said " A government big enough to give you everything you want, is big enough to take away everything you have "