I never received services promised. This company is owned by the very one that promised services. Duvera, Palomar and Synergy Consulting is continuing to harrass me and has not acted in accordance to the Fair Debt Collection Practices Act by providing anything in writing about the account so that I can legally address the issue.

I have told Palomar/Duvera several times that Guaranteed Consumer Funding owes me money and stop sending me collection notice's. I called and sent proof the dump supervisor doesn't even understand. They have even put this on my credit report. This company particapates with other scamming companies Like Guaranteed Consumer Funding. They both need to be shut down!

My husband and his father both have similar names. Although my husband is not a Junior, his first and last name are identical to my father-in-laws. I received a letter addressed to the first and last name of the person they were looking for. I called the offices and attempted to inform them that the address that they had sent the letter to was not the correct address. The collection employee was verbally abusive and would not accept my information without a power of attorney to get the info changed. She informed me that I had committed mail fraud by opening the letter and that she should report me. I informed her about the similarity of name and that the I had filed chapter 7 in January listing all my debts. She refused to take the correct information and when I asked for her supervisor, she refused and threatened to hang up. I told her that I would call back and she informed me that she would hand up on me every time, and did just that. Palomar Associates is violating the Fair Debt Collection Practices Act of 1996 with their abusive telephone behavior. They deliberately contacted my home in an attempt to look for my father-in-law knowing full well that he did not live there. Their employees are deliberately abusive and use what ever practices necessary to obtain the information they are looking for. This type of collection abuse is why the Government is forming an agency to protect consumers from these vultures. If you have experienced abuse from them, contact record the conversation and contact your State Attorney's office where you can file a complaint. Also contact the FTC and file a complaint with them.