I was offer a a six month payment with Pay Pal, I never gave my permition to get my credit check. My credit score went down because of this unauthorized credit checking. The credit repair companys are getting rich fixing so many unfair low credit score. This is so unfair that nothing is been done with this problem.

I was also signed up for paypal credit without authorization and they did check my credit score. I am enfuriated about this, they will not clear the "outstanding payment" and now want to link my account to my bank to make this payment.