I closed my account with a 0 (zero) balance. Four months later, they started calling me every day, telling them I owe them $111 for some charge that they said was "disputed" at the time when the account was closed, and therefore did not show on the statement at that time. I NEVER DISPUTED ANYTHING - they simply made the whole thing up, and I ended paying for the $111 twice (the second time after they forcefully re-opened my account).

I am still not very sure I got rid of them though - they ABSOLUTELY REFUSE TO SEND YOU ANY STATEMENTS or anything showing balances, transactions, etc, "because you no longer have an account with us." They call you on Saturdays and Sunday, in the middle of the night, etc.

Oh, I forgot to mention - the reason I closed the account is because you MUST have a balance of $100 or more at all times, otherwise they charge exorbitant fees. If you have any respect for your money, find ANY OTHER BANK. They are the devil!!!

Wait until they they send their LEGAL TEAM after you... They are good on threats when they do something immoral or unethical...
Sorry DC, TD is too busy with their Ponzi Scheme to take care of customers...
Google "TD" and "Ponzi Scheme"... You will be surprised...
Miami, Florida

"TD is too busy with their Ponzi Scheme to take care of customers..." Ponzi scheme?? Talk about going overboard. As a moderator I'm going to have to put you on report.