The slimster is always right. Deal with it, gatorade.

"You are one helluva idiot." AWWw is that all you could come with whylongpuss? That must have taken some real thought and effort. lolol

No. You are just not worth my creativity.

M3C Slimjim's banal trolling still works?

I think "mother knows best" has the hots for the slimster.

M3C Slimjim,

I wrote "Do you maintain a current check register?" You interpreted that your own way. The OP didn't answer the question.

You are one helluva idiot.

I am one hellava moderator!

Sure, anyone who advocates using common sense must be a troll.

Do you use a check register? If you knew you only had $275 why were you withdrawing $280? Just because the online banking shows you have money doesn't mean you do. And yes, until an item clears it can backtrack in the system. Write down what you spend and stop being irresponsible.

Hey I'm no troll. I don't live under a bridge.

"Do you use a check register?" Is very common for trolls to use on a review regarding fees of any kind. Incurring overdraft fees doesn't always mean it's the OP's fault.. I don't think any of you even bothered to read the review.

On February 17 I had in the bank $353 at the beginning of the day. During that day I made 5 purchases totaling $78 and balance was $275. At the end of same day I withdrew cash $280. This was last transaction. Appears this $280 caused my account to overdraft $5. But when I took out money from the bank it showed as if I had more than $280. Since $280 cause overdraft of $5 I was charged $35. Four days later, on February 21 TDBank charged me another $35 for other 5 purchases (total $175), that I made on February 17 telling me because on 2/21 I didn't have enough money for them. Well, on 2/17 I had and it doesn't matter. Don't forget, before I withdrew $280 I had available balance of $78. TDBand claims, I was charged OD fees because I didn't have available money on 2/21 when payments were posted but they don't want to understand, I didn't have available another $78 because they already deducted that money from my account on 2/17. I called another bank and asked following question: If when purchase is authorized I have available funds and it is deducted from my balance, can I be charged OD if I don't have money on the day they are posted? and I was told, NO, I only pay OD fee if money wasn't there when payment was authorized on 2/17. But TD bank doesn't want to understand it and tells me I had 6 OD while I had only one. They are crooks, and while they either don't know math or are trained to steal from you, they think you are stupid. I cannot wait when my tax return direct deposit comes in so I can close this account. I have been Citibank customer for 12 years and I have never had this problem with them. I had to open another account because there is no Citibank in NJ, but now I know, its better take a bus and go across Hudson to NYC than pay TDBank Crooks.

Don't forget, before I withdrew $280 I had available balance of $275 --Correction, not $78.

Do you maintain a current check register?

Good review. Ignore gatortracks. She is a site troll whose only purpose here is to troll the reviews.