UNIVERSAL ACCOUNT SERVICING, LLC., CONTACTED ME, VIA EMAIL, AND OFFERED ME A '' MONEY FOR LIFE'' COURSE WITH MY UNDERSTANDING THAT I "COULD" TERMINATE THE COURSE IF I DECIDED THAT IT WAS 'NOT' WHAT I WANTED ANY MORE. THEY HAD ME TO FILL-OUT AN 'ON-LINE' APPLICATION WITH AN ELECTRONIC-SIGNITURE WITHOUT (FULLY EXPLAINING) THAT AFTER I SIGNED THE APPLICATION, I COULD NOT TERMINATE IT UNLESS I PAID THEM ($1,945.50), OR CATCH-UP ON PAST, SO-CALLED DUE PAYMENTS OF($368.80). THEY HAVE SENT ME "NUMEROUS" LETTERS THREATENING TO SEND A NEGATIVE CREDIT RATING IN TO THE CREDIT BUREAUES. THE ACCOUNT # is: 1ACA98B. I'VE HAD TO SUBMIT A '' CREDIT FREEZE'' TO ALL THREE CREDIT AGENCIES IN THE HOPE OF THEM FOLLOWING THROUGH WITH THEIR "EXTORTION" ATTEMPT TO HAVE ME EITHER PAID THEIR SO-CALLED PAYMENT BALANCE, OR CATCH-UP WITH THEIR SO-CALLED PAST PAYMENTS. THEIR COMPANY SENDS THEIR LETTERS TO ME FROM: P.O BOX 901571 KANSAS CITY, MO. 64190. THEIR PHONE NUMBER: 888-233-2302. I'VE TALKED TO THEM AT THIS NUMBER, BUT THEY KEEP GIVING ME THE ''RUN-AROUND'', AND CLAIM THAT I'VE HAVE TO CONTACT ANOTHER SUBSIDARY COMPANY OF THEIRS THAT EMPLOYS THEM ONLY AS A "BILLING AGENCY" FOR OTHER COMPANIES.