Received a letter stating: "this letter is in response to your request to open a Bill Me Later@ account on _________ in connection with a purchase at Pay Pal - App Flow Only. We regret we are unable to approve you for the service at this time for the following reason: Your information was incomplete or inaccurate or the circumstances may have suggested that the purchase was not made by you. You do not need to respond to this letter. If, however, you have any questions about this services, please contact Bill Me Later at the above letter." First of all I never submitted anything to either company WebBank c/o Bill Me Later, Inc. or PayPal - App Flow Only 2) this letter gives no ability to contact them directly 3) it has a reference line with the number 1010106626 - 504990270000717 (Not sure what these numbers are) 4) I would like to know how the State of Maryland or Utah has not looked into this being I found several complaints praying on innocent people and not providing a direct contact information. I believe any letter of this nature should have the the applicable application attached. I would like a response it anything has been looked into regarding these multiple complaints and if you know what the reference numbers are for?

I also received this mysterious letter that reeks some sort of deceitful ploy. My 80 year old mother received one also, that says the same thing. I have never used paypal or bill me later, nor has my mother. I did respond by letter and am interested to see what sort of response I get. This could be quite an adventure. Here we go!
Good luck all!