CCB/PPL on my credit report as a hard inquiry. Did not authorize and did not apply for a credit card. I requested removal from Experian months ago but it is still on my report.

When I signed up for PayPal it was for eBay purchases. The account was set up to include my card information so that I could use PayPal for different vendors rather than enter my card information for every purchase. It's convenient but there's a problem. I never applied for a PayPal credit card and they told the credit bureau I did. I disputed the hard inquiry and the response was that the CCB PPL is valid so it wasn't removed from my credit report. Am I supposed to keep disputing the same thing? How do I get this unauthorized hard inquiry off my credit report?

So I am reading your guys story , and it is the same as mine. I ordered something and I only could pay with Paypal. I also accept the terms and condition , and bam even with my bank card attached to it I suddenly had a credit for over $2000. I did not ask for it , it just was there. No option if you wanted that credit . So today I checked my account and I see 58 points down ... really?? I emailed Paypal , but I guess I have to call them as well , I also will put a complained in with BBB as well ... This is crazy , I wished Credit Karma would check first with us before they allow anybody to run a credit check on you .... Has anybody luck to get it removed from the account?? and what did you do?

Thank you

TanjaB

Very surprised to see this on my credit report. I have no knowledge of this action and it pulled my credit score down. How this went through PayPal is still a question mark.

This inquiry appeared on my Karma Credit Report and I have not applied for what this is. I dispute this claim and like to have this inquiry taken off my credit report.

February 19, 2016, Comenity Bank/PayPal pulled my credit without my authorization. How do I get that removed from my credit reports?

I also had an unauthorized hard credit inquiry fromPayPal, I found out thankfully through a credit alert. It has taken a toll on my credit and gives me great pause about ever using PayPal again

with all these complaints - pay pal isn't helping us with these unauthorized hard hits on our credit reports? They'll soon be loosing our accounts -I'll never take the easy way - paying with pay Pal.
My score has dropped over 70 points. I'm retired and on my social security. I was trying to move into a retirement area BUT PAY PAL
has screwed my credit I have to wait until my score comes up before I can reapply for a housing loan.
This really hurts the hard working, honest people.

There are so many people here with the same problem of hard credit checks done by PPC/CCB as a result of fraud. I've going through severe identity theft this last year and these inquiries are the last thing I need to remove from my credit. Has anyone had success with PayPal taking off inquiries? Their customer service reps are clueless when it comes to this, and they are useless in giving you to the right person. I would like a phone number and a name of the person with whom I should speak.

I had applied for a basic Paypal account back in June with attaching my credit card with the account. I never applied for the Paypal Credit, but I still see a Credit check on my credit report. I am building my credit right now since I recently moved to the US, and my credit score was hit quite badly and went down like 20 points.

In August 2015 we received notice that a PayPal account had been opened for my husband with a certain amount to spend available. We immediately notified them that we did apply for such credit and wanted it closed immediately. We have never used PayPal credit. Our only interaction with PayPal has been using other credit cards on sites where PayPal is the method on online payment. Now in Novermber 2015, when applying for mortgage this pull on our credit has a negative impact on our credit score. This type of actions by PayPal need to be stopped and reparations to credit made to victims of the unauthorized credit pull.

I just used my paypal account for an online purchase a few days ago after not using it for quite some time. I received a notification from Trustedid that CCB / PPC was looking into my credit. Is there fraud going on? Should we be canceling our paypal accounts?

They have pulled unauthorized credit inquires resulting in lowering my credit score 2 times this past year

Unauthorized hard credit check on my account. Never asked for credit nor approved a credit check.

PayPal did an unauthorized hard credit check when i did not apply for a credit card. This caused a drop in my credit rating. I am notifying Experian but have been told that they will not remove it.
Diane Dunklin
805-478-3973

I am complaining about a hard pull by Pen Pal (CCB/PPC) regarding a credit line I never authorized.

Please Submit a formal CFPB Complaint if this has also happened to you:
Like many of you, I was automatically signed up for PayPal Credit, without consent. I never applied for a credit line, nor did I see anything while signing up for regular PayPal warning me I was signing up for PayPal Credit. My credit reports were pulled without my consent or any information other than my date of birth and home address (per Equifax). Please submit a complaint here: http://www.consumerfinance.gov/complaint/

Also see here: http://www.consumerfinance.gov/newsroom/cfpb-takes-action-against-paypal-for-illegally-signing-up-consumers-for-unwanted-online-credit/

A credit inquiry is showing up on my credit report. I never requested credit through this company. The inquiry needs to be removed from my credit report.

I had a hard credit check on my credit report that Kredit Karma alerted me about on 8/2/2015. It occurred 7/3/2015. I never requested nor authorized a credit check through Paypal or CCB/PPC. Please help fix this. It dropped my scores by over 50 points!

When I checked my Equifax credit report, it says I have two hard checks, both in close time frames, a couple days to be exact. It is CCB/PPC. I do have a PayPal account, but I have only used for a few transactions. There was never any authorization on my side for such a check. I'm very upset and looking for help to erase this.

Paypal and their BillMeLater payments option, ran a hard credit check on me, WITHOUT MY APPROVAL OR SOCIAL.

Has anyone had success getting this removed?? If so what process did you use?

CCb/PPC did an unauthorized Hard Core Credit Check on me without my Permission and lowered my Trans Union Credit Score by 99 points and my Equifax Score by 106 points on July 18th 2015. This was not due to a Paypal but a Lane Bryant account. I had made a Payment on my wife's credit card to Lane Bryant and CCb/PPC ran a Hard Core Credit Check on me. The money was in my PNC Bank account and my Bank paid the bill. This company had no Damn business running a Credit Check on me. I was making a credit card payment not applying for a Credit Card! I am going to get these People to repair my Credit or I will get a Lawyer and file a Law suit against them for wrecking my credit!

CCb/PPC did an unauthorized hard core credit check on me without my Permission and lowered my Trans Union Credit Report by 99 points and my Equifax score by 106 points on July 18th 2015. This was not due to a paypal but a Lane Bryant account. I had made a Payment on my wife's credit card from Lane Bryant and CCb/PPC ran a hard Core Credit Check on me. The money was in the bank and my Bank paid the bill. This company had no Damn business running a Credit Check on me. I was making a credit card payment not applying for a Credit Card! I am going to get these People to repair my Credit or I will get a Lawyer and file a Law suit against them for wrecking my credit!

I have had an unauthorized hard pull by Paypal as well. I saw CCB/PPC on my credit file and looked it up to determine it was Paypal. I've used Paypal for 4 years. Somehow they are claiming I applied for credit on this last use of my account. I have no idea of how they are justifying this. I did not fill out an application, I did not give them my SSN.

I've disputed this on Equifax and they are claiming it is legit. The only thing I know to do is to go back to ask for evidence. I have now officially cut off from Paypal completely.

How many people are having this problem?