I have called Microsoft billing and tried to cancel the continuous billing off my own debit card. They told me that once we enter the xbox live prepaid yearly card we bought my son for christmas, there would be no more billing on my debit card. WRONG... I am continuing to be billed... I was billed this month TWICE... I am so stressed out on this... They are no help on the phone... and I found another charge on my debit card this morning for I DON'T KNOW WHAT FOR.. my son never has anything charged to my debit card through microsoft for ANYTHING without asking me first... he is very responsible in this aspect and microsoft is ripping people off...